Capacity for Loss and Spending Hierarchy
We'll look at how you can help clients put first things first when it comes to future spending patterns. There has been some debate around the importance of capacity for loss, particularly in retirement. But one thing is clear; when it comes to retirement dreams and aspirations, it is imperative to look at the ‘non-negotiable’ aspects of income needs at outset – and how these might change. Establishing this amount may not be too complex in many cases, but perhaps it’s simply more a common-sense approach of putting first things first.

We ask Rory Percival to look at how you can help clients to take a realistic view of what their retirement needs are, and for some key points on how to look at this area objectively. We’ll then look at establishing a hierarchy of needs and the sort of questions to get us there. 

By viewing this webinar, you will be able to:
1. Recognise the importance of capacity for loss 
2. Understand how capacity for loss differs from attitude to risk
3. Develop a process for establishing a spending hierarchy
4. Understand the impact of behavioural biases in the early stages of advice
5. Establish an objective approach to retirement planning
6. Recognise the role of secure and flexible income
Please complete the form below to access the recording.

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This recording qualifies for 30 minutes of CPD.
For further information please contact your dedicated account manager. Alternatively contact our events team on 01737 233315 or by email.

Just is a trading name of Just Retirement Limited (‘JRL’), Just Retirement Money Limited (‘JRML’), Partnership Life Assurance Company Limited (‘PLACL’) and Partnership Home Loans Limited (‘PHLL’) which are subsidiary companies of Just Group plc. JRL is registered in England and Wales, with company number 05017193. JRML is registered in England and Wales, with company number 09415215. PLACL is registered in England and Wales, with company number 05465261. PHLL is registered in England and Wales, with company number 05108846. The registered office for JRL, JRML, PLACL and PHLL is Enterprise House, Bancroft Road, Reigate, Surrey, RH2 7RP. JRL and PLACL are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. JRML and PHLL are authorised and regulated by the Financial Conduct Authority. For more details about the Just Group please visit www.justgroupplc.co.uk. Calls may be monitored and recorded, and call charges may apply. Lines are open 8.30am to 5.30pm, Monday to Friday.


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